Transaction Review

Drag one or more CSV or PDF bank statements onto the upload area, or click Browse. You can drop an entire year's statements at once — they'll be processed in alphabetical order, so name them consistently (e.g. 2026-01-Jan.pdf) to ensure the right sequence.

For PDF uploads, the tool extracts transactions and shows them in an editable table before running any checks. Amber-highlighted rows are the ones it's least certain about — missing dates, amounts, or an unresolved debit/credit sign. Check these first, edit any cell that looks wrong, remove stray rows with ✕, or add missed rows with Add row.

Enter an amount in the Materiality threshold box to flag every transaction at or above that value. Leave it blank if you don't need this check.

Click "Run checks on these rows" (PDF) or upload a CSV to run automatically. The tool checks for:

• Balance chain breaks — any row where the running balance doesn't add up
• Possible duplicates — same date, amount, and payee appearing more than once
• Date gaps — missing statement pages or transactions
• Round-number transactions — exact round figures worth a sense-check
• Weekend-dated transactions — unusual for most business accounts
• Materiality threshold breaches — if a threshold was set
• Statistical outliers — amounts far outside the normal range for a payee
• Benford's Law deviation — informational flag on the leading-digit distribution

Flagged rows appear at the top in red, with every other transaction below them. Use the High / Medium / Low filter buttons to focus on specific severity levels. Each flagged row shows the date, description, amount, balance, and the reason it was flagged.

Three export buttons are available once checks have run:

• Export flagged items (CSV) — flagged rows only, with severity and reason
• Export transactions for Xero — all transactions in Xero import format (*Date, *Amount, Payee, Description, Reference, Check Number)
• Export for WP — all transactions in working papers format (Date, Description, Debit, Credit, Balance)